How to Protect your Digital Wallet

 In Software Development

As you know, it’s a mobile world! Our mobile devices and cell phones can do everything from giving you directions to holding digital boarding passes.  They contain all types of personal information, such as a daily workout, to all of your mobile banking information. While these devices make our lives so convenient, if misplaced or hacked, it puts us at a huge security risk.

By the end of 2012, 1 out of 5 phones will be equipped with Near Field Communication (NFC). NFC technology is a short-range tool that operates on wireless frequencies and it transmits information from a mobile device to a receiver usually just a few feet away. How nice to be able to make a quick run to the grocery store and have the ability to swipe your cell phone to make a payment and out you go. Mobile-payments is a booming business these days, and everyone from the financial services companies to new startups like Square are jumping on the bandwagon. Here are a few suggestions to keep your information secure:

  •     Enable Password Protection on your cellphone or mobile device
  •     Pick strong banking passwords and change them often
  •     Always download the latest software updates
  •     Download smartphone apps with discretion
  •     Always use caution when opening links on your mobile device
  •     Use a cell phone tracking feature

 

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